401 (k) plan is often the only way to save retirement funds for
American office workers
, but the fact is that 3 million full-time workers are not offered a 401 (k) plan.
Use your IRA individual annuity account, which has a high tax-saving effect, to manage your assets wisely after retirement.
What is an IRA?
An IRA (Individual Retirement Account) is a type of investment account that allows you to manage your money while gaining a tax-saving effect in order to save your living funds after retirement.
Types of IRA
There are three types of IRA, traditional IRA, Roth IRA, and non-deductible IRA, each with different tax-saving effects.
Above 50 Years $7000
Note: even if you are using a 401 (k), you can separately save up to the annual maximum amount in your IRA account
Where can I open an IRA account?
IRA accounts can be opened at regional banks, credit unions, financial intermediaries, and brokerage firms, online or offline.
Types of investment Transaction fees Get investment advice, if paid take it