401 (k) plan is often the only way to save retirement funds for American office workers, but the  fact is that 3 million full-time workers are not offered a 401 (k) plan.

Use your IRA individual annuity account, which has a high tax-saving effect, to manage your assets wisely after retirement.

What is an IRA?

An IRA (Individual Retirement Account) is a type of investment account that allows you to manage your money while gaining a tax-saving effect in order to save your living funds after retirement.

Types of IRA

There are three types of IRA, traditional IRA, Roth IRA, and non-deductible IRA, each with different tax-saving effects.

Annual limit

Generally $6000 Above 50 Years $7000 Note: even if you are using a 401 (k), you can separately save up to the annual maximum amount in your IRA account

Where can I open an IRA account?

IRA accounts can be opened at  regional banks, credit unions, financial intermediaries, and brokerage firms, online or offline.

Check Points

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