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US Bank Routing Number

US Bank Routing Number

The American Bankers Association (ABA) routing number is a nine-digit code that is used to identify a financial institution in the United States. It is also known as the routing transit number (RTN).

The ABA routing number is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another, and to identify the financial institution in which a bank account is held.

Routing numbers are typically used for ACH transfers, which are electronic transactions that move money between bank accounts. ACH transfers can be used for a variety of purposes, including direct deposit of paychecks, electronic bill payment, and transferring money between bank accounts.

Routing numbers are typically located on the bottom of a check, and can also be found on a bank statement or by contacting the financial institution directly. Routing numbers are specific to each financial institution and are unique to the location where the bank account was opened.

US Bank routing numbers by each states

State NameUS Bank Routing NumberState NameUS Bank Routing NumberState NameUS Bank Routing Number
US Bank Arizona122105155US Bank Arkansas082000549US Bank California, Northern121122676
US Bank California, Southern122235821US Bank Colorado, Aspen102101645US Bank Colorado102000021
US Bank Idaho123103729US Bank Illinois, Northern071904779US Bank Illinois, Southern081202759
US Bank Indiana074900783US Bank Iowa, Council Bluffs104000029US Bank Iowa073000545
US Bank Kansas101000187US Bank Kentucky, Northern042100175US Bank Kentucky, Southern083900363
US Bank Minnesota, East Grand Forks091215927US Bank Minnesota, Moorhead091300023US Bank Minnesota091000022
US Bank Missouri081000210US Bank Missouri, Western101200453US Bank Montana092900383
US Bank Nebraska104000029US Bank Nevada121201694US Bank New Mexico107002312
US Bank North Dakota091300023US Bank Ohio, Cleveland041202582US Bank Ohio042000013
US Bank Oregon123000220US Bank South Dakota091408501US Bank Tennessee064000059
US Bank Utah124302150US Bank Washington125000105US Bank Wisconsin075000022
US Bank Wyoming307070115US Bank in all other states091000022
Source: U.S. Bank

How To Find Your US Bank Routing Number

To find your US bank routing number, you can check the following places:

  1. On the bottom of your checks: Your routing number is the nine-digit code at the bottom left corner of your checks. It is usually located between the symbols for routing transit and account numbers.
  2. On your bank’s website: Many banks provide their routing number on their website. You can usually find it by searching for “routing number” or “bank routing number” on the bank’s website.
  3. In your online banking account: You can also find your routing number in your online banking account. Look for a section called “Accounts” or “Account Information” and you should see your routing number listed there.
  4. By contacting your bank: If you are still unable to find your routing number, you can call at 800-872-2657 or visit your bank and ask a customer service representative for your routing number.

It is important to note that each bank has its own unique routing number, so it is important to use the correct routing number for your bank.

Difference Between ABA and ACH Routing Numbers

ABA routing numbers and ACH routing numbers are both types of routing numbers used in the United States. Here is a brief overview of the differences between the two:

ABA routing numbers:
  • Also known as “Federal Reserve Routing Numbers”
  • Used to identify banks and financial institutions for the purpose of clearing checks and other financial transactions
  • 9-digit code that consists of a leading zero, two digits that identify the Federal Reserve district, three digits that identify the bank, and four digits that identify the specific branch of the bank
ACH routing numbers:
  • Used for electronic payments, such as direct deposit and electronic bill payments
  • 9-digit code that consists of a leading zero, four digits that identify the Federal Reserve district, four digits that identify the bank or financial institution, and one optional check digit

In general, ABA routing numbers are used for paper transactions, such as checks, while ACH routing numbers are used for electronic transactions. However, some banks may use the same routing number for both ABA and ACH transactions. It is important to use the correct routing number for the type of transaction you are making.

Difference Between ACH and Wire Transfers

ACH (Automated Clearing House) transfers and wire transfers are both electronic payment methods that allow you to send and receive money. However, there are some key differences between the two:

  • Speed: Wire transfers are generally faster than ACH transfers. While wire transfers are typically completed within a few hours, ACH transfers can take one to two business days to complete.
  • Fees: Wire transfers usually have higher fees than ACH transfers. This is because wire transfers are generally faster and more secure than ACH transfers.
  • Availability: ACH transfers are available to almost all bank accounts, while wire transfers may not be available at all banks.
  • Security: Wire transfers are generally more secure than ACH transfers. This is because wire transfers are completed through the Federal Reserve Bank’s secure network, while ACH transfers are completed through the ACH network, which is not as secure.
  • Type of payment: ACH transfers are generally used for recurring payments, such as direct deposit and electronic bill payments, while wire transfers are typically used for one-time, larger payments.

Overall, ACH transfers are a convenient and cost-effective way to send and receive smaller amounts of money, while wire transfers are a faster and more secure option for larger, one-time payments.

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