Can YOU afford a $200,000 education? You, whose parents are on TANF, who helps your parents by working a full-time job, in addition to school? You should probably go to your state school, it only costs $20,000, 1/10 the price of a fancy-smhancy private school, like Harvard, Williams, Stanford.  Or better yet, community college. What are you thinking applying to that private school?

Except, one thing-  I’m getting a $200,000 education.  For free.

Wait. What? Free? Gratis? My parents have a Trust Fund, that’s probably it.

Actually, nope.

In a remarkable twist of fate, for the first time in my life- being POOR was a good thing. You know why? Some colleges are beginning to recognize that intelligence doesn’t correlate with income and many are putting their money where their mouths are.

WHEW!

But don’t breathe a sigh of relief yet. Get ready for weeks of explaining your financial situation to colleges. The FAFSA was created for the traditional college student  – traditional age, two parents and 2.5 kids, no extended family issues, etc. – not exactly room to put extenuating circumstances like ours. And a lot of times, your EFC (Expected Family Contribution) will be higher than your family can actually afford. That’s why you need to get in touch with your financial aid officer early, at whatever schools you are thinking of going to. Tell them your situation. Be COMPLETELY honest. I told them my mom had no income, and they kept asking for tax forms. It was extremely frustrating. They asked for my father’s information, and it took them a while to finally understand that I had NO contact with my father and so I could not provide that information. But keep it up, be persistent with financial aid, and it will pay off, literally!

It is important to understand the difference between price and cost. The price is what colleges charge absent any financial aid – that’s that big number on the website. For most private colleges, that number is daunting. But the other important number is cost – what it will cost you once your financial aid is factored in. Because many schools are heavily endowed, they can make the cost of attending an elite private school less than a less expensive public school. Seriously, (for the juniors and younger out there) apply to the private schools. They can often give better financial packages than your state school. UCLA, for example, is more expensive for me than Harvard! UCLA, keep in mind, costs ~$80,000 while Harvard costs 200,000+. Yet Harvard is cheaper for me because they can afford to give financial aid. Look for the term “need-blind.” That term means they will admit you regardless of your ability to pay. In fact, the admissions office does not consider your need at all in making the admission decision. The other term to look for is “full need.” That means that the school will meet your full financial need – but that’s a bit dicey because your need is determined by a pretty inflexible standard that does not respond well to non-traditional families. And how they meet that need can vary greatly with combinations of grants, loans and work-study. A number of schools state they offer both need-blind admissions and full-need for U.S. students. There is room for some professional judgment and flexibility so be sure to give your financial aid office all the information about you and your family.

Now, because of the economic recession, schools are a bit, shall we say, tighter with their wallets. But don’t lose hope! Schools know the value of highly qualified students from different backgrounds, and the right school for you will provide you with a financial package you and your family will be happy with.

And by the way, all this talk about a free education is a bit misleading. I can tell you that you will pay in blood, sweat and tears for every penny of your education!

Reflecting on my first semester in college, my biggest struggle was with time management. In this video, I share some advice for what to expect in college and how to manage your time so you succeed.

I’ve been back in Los Angeles for break, and Matt Rubinoff, CSO’s Executive Director, visited me this weekend. Of course he brought his Flip Video. Here’s some advice on asking for help and finding a mentor to help you get to college.

Mean streets to college
By Tracy Jan/The Boston Globe

November 29, 2009 – It can be lonely at times being a first-generation college student. And as a low-income high school student applying to college, the experience can be overwhelming.

Students can now turn to a new blog launched by the Center for Student Opportunity for support, advice, and inspiration. Four of the 10 bloggers attend New England colleges:

There’s Jesse Sanchez, who said he overcame gangs and poverty in San Diego to become the first in his family to attend college – at Harvard, no less. He hopes to become the first Latino mayor of San Diego.

Khadijah Williams, a Harvard freshman, writes of being a homeless high school student who used education as her way out of Los Angeles’s Skid Row.

Duylam Nguyen-Ngo, a budding entrepreneur, credits his single mother with inspiring him to enter Babson College despite growing up in a dangerous Richmond neighborhood.

And Lysa Vola, who was adopted at age 5 along with five of her siblings in Jensen Beach, Fla., is attending Williams College and hopes to become a pediatrician.

The students give candid accounts of their college experience, including their struggles adjusting to and juggling the increased workload as well as the highlights of freshman year so far (like meeting Chicano civil rights leader Dolores Huerta, cofounder of United Farm Workers, who recently spoke at Harvard.)

“When I first got here, the workload seemed impossible, but it just takes getting used to,’’ Sanchez wrote in a recent post. “I’m feeling WAY better now that I’ve learned to balance things out and really find ways to make time for the things that really matter.’’

Sanchez said he grew up with a single mother, who sustained the family on less than $7,000 a year. “Yet I was not going to hold our economic status or her absence as an excuse for failure,’’ he wrote.

He searched for opportunities while his friends succumbed to violence and drugs.

“Seeing how these influences had the power to tear families apart, I strived for a better way of life, put academics first, and made it to college! . . . I hope to be a role model that many of the students in my community lack. I want to prove that academic success is possible, no matter what obstacles one may face.’’

The blog can be found at www.csopportunityscholars.org.

The Quad highlights doings on local campuses. For online updates, go to www.boston.com/ MetroDesk and click on The Quad. To submit tips, e-mail Tracy Jan at tjan@globe.com.

Check out the published article here.

I got my first midterm back. I’m excited, I’m hoping for the best. Then I look at it- a horrible grade.  A horrible horrible grade.  This means I’m a failure. Here I am, so many people think I’m smart, so many people believed in me. By getting this bad grade, I’ve let everyone who believes in me down.

There are two ways this can go: I can hide in an abyss of the library and study my butt off, and feel bad about myself, or  I can ask for help, seek out resources, and improve. I can still mess up, that’s a fact of life. But it’s what I do after something goes wrong that determines what happens in the situation.

This may seem like common sense to you- of course, when you’re in trouble, you ask for help, we know this. I see you rolling your eyes. But this translates to more than just college, this isn’t just about when you get to college. There are so many steps to be taken before you get there. There are so many steps that you, your parents, anyone you may know may have not been exposed to yet. You are all intelligent and have tons of potential, but that doesn’t mean you aren’t allowed to ask for help. Nor does that mean that if you can’t figure something out that you or others perceive to be easy, that you can’t ask for help. In order to achieve what you want, in order to get what you all are  deserving of- an education- to help yourself and your families, you have to realize that you should NOT go it alone. Asking for help does not mean you are incapable or that you are unable to figure something out. To the contrary- asking for help is a sign of inner strength, for it shows that you know yourself and will go after what you want, and you are willing to learn and grow from experience.

So next time you have a question about an application question, or the steps to signing up to the SAT, or anything relating to what will help you succeed in the future, don’t be afraid to ask for help. Your family, your friends, your school, and Center for Student Opportunity (CSO), including us scholars, are here for you. We’ve been through it too.

So, I’m at Harvard University. I have perfect time management skills, I’m some super-genius, and I got a 2600 on the SAT. Extra points for being awesome, of course. In my spare time, I rescue starving children in Africa. I wrote my first paper and got a A+ on it. I read Shakespeare in my sleep and spout rhetoric wisdom over lunch. I’m surrounded by super geniuses and us Hahvahd students, noses pointing towards the sky, relish in our superiority with the rest of the world. The lightbulb joke about Harvard sums it up: How many Harvard students does it take to screw in a lightbulb? One. One to hold the bulb and the world to revolve around it. 
If this were true, my life would be sooo much easier. 

So yeah, the truth is, I stayed up all night writing my comparative politics paper (I’ve subscribed to the college student’s words of wisdom- sleep no longer exists in college). I, of course, can never keep up with the thousands (ok exaggeration, but close) of pages of reading doled out every day. Time management is, to put it lightly, a bit of an issue for me (I can survive on 4-5 hours of sleep everyday, no problem)

So I’m freaking out, you would guess. Actually, I’m not. Ok, I am. That’s normal. But it’s not the end of the world. Because college isn’t just about things such as grades and tests and such. That’s part of it. You have all that, or you wouldn’t be reading this. What college is for us is the fact that we recognize that we don’t have perfect lives, or perfect SAT scores, but that we’ve put up with so much adversity and yet continue to thrive and succeed. That says more about your potential than a perfect SAT score ever will.

Khadijah appeared on The Oprah Show, “Don’t Stop Believing,” Monday, October 5 and shared her tremendous story of rising from Skid Row to attend Harvard.

Check out these links:

Khadijah’s Journey to Harvard University Video

Khadijah’s Journey: Skid Row to Harvard

Khadijah’s College Essay

We’re so proud of you, Khadijah!