Posts Tagged Harvard University

“Free” Education- But You’ll have some ‘Splainin’ to do!

khadijah-85Can YOU afford a $200,000 education? You, whose parents are on TANF, who helps your parents by working a full-time job, in addition to school? You should probably go to your state school, it only costs $20,000, 1/10 the price of a fancy-smhancy private school, like Harvard, Williams, Stanford.  Or better yet, community college. What are you thinking applying to that private school?

Except, one thing-  I’m getting a $200,000 education.  For free.

Wait. What? Free? Gratis? My parents have a Trust Fund, that’s probably it.

Actually, nope.

In a remarkable twist of fate, for the first time in my life- being POOR was a good thing. You know why? Some colleges are beginning to recognize that intelligence doesn’t correlate with income and many are putting their money where their mouths are.

WHEW!

But don’t breathe a sigh of relief yet. Get ready for weeks of explaining your financial situation to colleges. The FAFSA was created for the traditional college student  – traditional age, two parents and 2.5 kids, no extended family issues, etc. – not exactly room to put extenuating circumstances like ours. And a lot of times, your EFC (Expected Family Contribution) will be higher than your family can actually afford. That’s why you need to get in touch with your financial aid officer early, at whatever schools you are thinking of going to. Tell them your situation. Be COMPLETELY honest. I told them my mom had no income, and they kept asking for tax forms. It was extremely frustrating. They asked for my father’s information, and it took them a while to finally understand that I had NO contact with my father and so I could not provide that information. But keep it up, be persistent with financial aid, and it will pay off, literally!

It is important to understand the difference between price and cost. The price is what colleges charge absent any financial aid – that’s that big number on the website. For most private colleges, that number is daunting. But the other important number is cost – what it will cost you once your financial aid is factored in. Because many schools are heavily endowed, they can make the cost of attending an elite private school less than a less expensive public school. Seriously, (for the juniors and younger out there) apply to the private schools. They can often give better financial packages than your state school. UCLA, for example, is more expensive for me than Harvard! UCLA, keep in mind, costs ~$80,000 while Harvard costs 200,000+. Yet Harvard is cheaper for me because they can afford to give financial aid. Look for the term “need-blind.” That term means they will admit you regardless of your ability to pay. In fact, the admissions office does not consider your need at all in making the admission decision. The other term to look for is “full need.” That means that the school will meet your full financial need – but that’s a bit dicey because your need is determined by a pretty inflexible standard that does not respond well to non-traditional families. And how they meet that need can vary greatly with combinations of grants, loans and work-study. A number of schools state they offer both need-blind admissions and full-need for U.S. students. There is room for some professional judgment and flexibility so be sure to give your financial aid office all the information about you and your family.

Now, because of the economic recession, schools are a bit, shall we say, tighter with their wallets. But don’t lose hope! Schools know the value of highly qualified students from different backgrounds, and the right school for you will provide you with a financial package you and your family will be happy with.

And by the way, all this talk about a free education is a bit misleading. I can tell you that you will pay in blood, sweat and tears for every penny of your education!

Interviews go well when you’re you

jesse-85Interview time! Whether you already had them or still got some late ones, this is often the last step in the application process, aren’t you relieved?

Some tips though- I know you have heard this before, but be yourself! Of course, you want to get cleaned up and dress nice but don’t feel like you have to put up a front and be someone you’re not. You want the school to want you for you. I remember for my Harvard interview, I was crazy nervous. While I was waiting, all kinds of thoughts were going through my head. Thoughts like, “They’re not going to like me because of the way I talk or look or smell or..” No, just kidding, I wasn’t worried about that last one haha.

When the time finally came, I took a deep breath and had a regular conversation with the guy! He was really nice and we talked about my experiences in high school and why I wanted to go Harvard. I shared my experiences as a first-generation college student amongst other things and I think I was able to really connect with him. I did my best to show my true self because if you try to act fake, they’ll be able to tell.

Look, you made it this far! There is no need to worry- prepare what they ask you to prepare, comb your hair, smell nice, and do you.

Now that you’ve finished interviews, focus in school, don’t slack off, and try to keep your mind off the letters. I know it’s hard but at this point, the only thing you can do is wait. Go out and do something in your community! That’ll help keep your mind off things haha.

Also, Video Blog coming soon! Things have been way hectic with events and event planning but I think it’s about time for one with LOTS of updates.

Until next time!

First Day of School and Wise Summer

jesse-85I know I just posted a few days ago but I couldn’t resist! It’s the first day of school and it was pouring rain but it still went great! Watch the video to find out how it went and some tips on how to spend your summers.

Makin’ it rain with Financial Aid!!

jesse-85Finally back at school! Semester #2, Here we go! But how are you going to pay for college though?? Watch my first video blog to find out!

Managing your time in college

khadijah-85Reflecting on my first semester in college, my biggest struggle was with time management. In this video, I share some advice for what to expect in college and how to manage your time so you succeed.

Asking for help

khadijah-85I’ve been back in Los Angeles for break, and Matt Rubinoff, CSO’s Executive Director, visited me this weekend. Of course he brought his Flip Video. Here’s some advice on asking for help and finding a mentor to help you get to college.

Don’t forget your roots…eat a burrito!

jesse-85I love being back home but also can’t wait to get back to school. Take a look at this video taken after dinner at an awesome local taco shop.

Video blogging with Jesse

jesse-85Home for winter break, CSO’s Executive Director Matt Rubinoff came down to San Diego to meet me. He brought his new Flip Video. Check it out!

2010 is finally here!

jesse-85The first semester definitely had many lessons to learn. One thing I didn’t mention in my previous blogs is that I was pledging for Phi Iota Alpha, a Latino fraternity that focuses on uplifting the Latino community and bringing together the different people of Latin America. I feel strongly about my fraternity’s goals and that is why I chose to pledge my first semester.

For the next semester, I am definitely going to be even more involved with the Latino community on campus and try to reach out to the Latino students in the Boston area who are trying to make it to college. Now that I am a member of Phi Iota Alpha and involved with other Latino groups on campus, I am going to try to use my membership as a tool to reach out to the students who come from similar backgrounds as me.

Pledging for a fraternity and remaining involved in campus activities was very challenging but I definitely have learned how to manage my time in a way that I never thought possible. It was tough but my family back home and friends at school definitely gave me their support and with that I was able to be successful my first semester.

I am currently in Washington State right now as a guest speaker for a program called LCP, Latino College Prep. I shared my experiences as a first-generation American and first-generation college student and spoke about the importance of going to college and breaking the cycle. The students that I met in Everett, WA have definitely motivated me to continue reaching out to students and to continue working as hard as I can to succeed in college.

Remember, you need to go to college and be role models for all those who believe they can’t go to college because no one else in their family has.