“Free” Education- But You’ll have some ‘Splainin’ to do!
Can YOU afford a $200,000 education? You, whose parents are on TANF, who helps your parents by working a full-time job, in addition to school? You should probably go to your state school, it only costs $20,000, 1/10 the price of a fancy-smhancy private school, like Harvard, Williams, Stanford. Or better yet, community college. What are you thinking applying to that private school?
Except, one thing- I’m getting a $200,000 education. For free.
Wait. What? Free? Gratis? My parents have a Trust Fund, that’s probably it.
Actually, nope.
In a remarkable twist of fate, for the first time in my life- being POOR was a good thing. You know why? Some colleges are beginning to recognize that intelligence doesn’t correlate with income and many are putting their money where their mouths are.
WHEW!
But don’t breathe a sigh of relief yet. Get ready for weeks of explaining your financial situation to colleges. The FAFSA was created for the traditional college student – traditional age, two parents and 2.5 kids, no extended family issues, etc. – not exactly room to put extenuating circumstances like ours. And a lot of times, your EFC (Expected Family Contribution) will be higher than your family can actually afford. That’s why you need to get in touch with your financial aid officer early, at whatever schools you are thinking of going to. Tell them your situation. Be COMPLETELY honest. I told them my mom had no income, and they kept asking for tax forms. It was extremely frustrating. They asked for my father’s information, and it took them a while to finally understand that I had NO contact with my father and so I could not provide that information. But keep it up, be persistent with financial aid, and it will pay off, literally!
It is important to understand the difference between price and cost. The price is what colleges charge absent any financial aid – that’s that big number on the website. For most private colleges, that number is daunting. But the other important number is cost – what it will cost you once your financial aid is factored in. Because many schools are heavily endowed, they can make the cost of attending an elite private school less than a less expensive public school. Seriously, (for the juniors and younger out there) apply to the private schools. They can often give better financial packages than your state school. UCLA, for example, is more expensive for me than Harvard! UCLA, keep in mind, costs ~$80,000 while Harvard costs 200,000+. Yet Harvard is cheaper for me because they can afford to give financial aid. Look for the term “need-blind.” That term means they will admit you regardless of your ability to pay. In fact, the admissions office does not consider your need at all in making the admission decision. The other term to look for is “full need.” That means that the school will meet your full financial need – but that’s a bit dicey because your need is determined by a pretty inflexible standard that does not respond well to non-traditional families. And how they meet that need can vary greatly with combinations of grants, loans and work-study. A number of schools state they offer both need-blind admissions and full-need for U.S. students. There is room for some professional judgment and flexibility so be sure to give your financial aid office all the information about you and your family.
Now, because of the economic recession, schools are a bit, shall we say, tighter with their wallets. But don’t lose hope! Schools know the value of highly qualified students from different backgrounds, and the right school for you will provide you with a financial package you and your family will be happy with.
And by the way, all this talk about a free education is a bit misleading. I can tell you that you will pay in blood, sweat and tears for every penny of your education!





I didn’t have any in-person interviews.. all the schools I applied to were too far away. But I did have some over the phone interviews and here are a few tips:
Interview time! Whether you already had them or still got some late ones, this is often the last step in the application process, aren’t you relieved?
Let’s face it, the thought of sitting down and having a one-on-one conversation with an admissions officer or alumni of a college you have applied to can be very intimidating, but it’s also one of your only chances to truly separate yourself from a whole pool of applicants applying to that very same school. An interview can often “make or break you” in the admissions process. AND YOU SHOULD NEVER REFUSE AN INTERVIEW IF ONE IS OFFERED TO YOU, BECAUSE IT CAN USUALLY MAKE THE DIFFERENCE BETWEEN “ON THE FENCE” OR “OVER IT” WHEN IT COMES TIME TO DECIDE YOUR ADMISSION STATUS! THEY WILL NOTE WHETHER OR NOT YOU HAD AN INTERVIEW ON YOUR APPLICATION!
While I hope no one followed my example, my actual college application process was hectic. I had everything in order theoretically…great grades…pretty test scores…more extracurricular and community service hours than I could list…I was in tip-top shape—ready for anything! My I’s were dotted, and my T’s were crossed. Only one more thing to do. Apply. As you’re reading this, you might be thinking that this was me around mid-November, early December at the latest.
CSO’s Executive Director Matt Rubinoff came to campus and we did some video blogging.
There are no such things as big problems, only small people. If one doesn’t let their problems overwhelm them, they’ll make it through anything. I was always told that our problems are only as big as we make them, so when life knocks you on your butt, just get up. We all fall down but only the strongest have the courage to dust themselves off and try again. Just remember this when you want to cry, just smile, your cheesiest smile.

